Fixed Rate Real Estate Loans

Rates and closing costs typically low in the market.  Our mortgage specialists offer conventional fixed rate and a variety of other mortgage products.

Mortgage Loan Specialists

Diane C. Hintz- Asst. Vice President
Rachael A. Gadbois- Executive Vice President
Nellie A. Roth- Consumer Loan Officer

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Variable In House Real Estate Loans

“Loan Approvals Made Locally”

Our bank's unique ability to make decisions locally based on our knowledge of the applicant and the market make our In-House Mortgage Loans very popular alternatives, especially for that non-traditional borrower.

Mortgage Loan Specialists

Paul C. Adamski- President/CEO
Diane C. Hintz- Asst. Vice President
Rachael A. Gadbois- Executive Vice President
Nellie A. Roth- Consumer Loan Officer

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Home Equity Loans

The Pineries Bank is pleased to offer our customers a Home Equity Line of Credit (HELOC).  Customers have informed us that HELOC’s provide them with the flexibility and convenience they want for financing all types of items.  HELOCs provide a line of credit which can be accessed by transferring funds from the line by phone, in person, by check or debit card or on our On Line Banking service.  This competitively priced product is a favorite among our customers, who routinely use it for remodeling projects, to purchase vehicles, boats and for any other purpose.  HELOC’s can be originated for any of these purposes and as the balance reduces or pays down to zero, can be maintained as a convenient source of funds for a minimal annual maintenance fee.  Once originated it’s LIKE BEING YOUR OWN LOAN OFFICER.

Mortgage Loan Specialists

Paul C. Adamski- President/CEO
Diane C. Hintz- Asst. Vice President
Rachael A. Gadbois- Executive Vice President
Nellie A. Roth- Consumer Loan Officer

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Installment Loans

The Pineries Bank offers installment loans for all types of purchases.  These loans are typically used to finance automobiles, boats, recreational vehicles, motor homes and other items that require a short term financing.  Our rates are competitively priced and the loans include “personalized service” should you have questions or need additional information any time during the term of your loan.  We encourage phone calls or a visit to any one of our offices.  No need to be hassled with telephone machine transfers or 800 numbers at large corporations that frustrate and use up your precious time.  Customers regularly comment about the ease in which a question or request can be handled by our friendly and competent staff vs. mega corporations who don’t allow you to talk to a human  being, “BECAUSE YOUR LIFE IS MORE THAN JUST A FORMULA”

Mortgage Loan Specialists

Diane C. Hintz- Asst. Vice President
Rachael A. Gadbois- Executive Vice President
Nellie A. Roth- Consumer Loan Officer

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WHEDA Home Loans

The Wisconsin Housing and Economic Development Authority (WHEDA) have established a first time homeowner’s mortgage program which is available to qualified individuals.  The Pineries Bank is an authorized originator of these loans and has experienced loan officers who are knowledgeable about the qualifications required to be eligible for this, historically below market rate mortgage program.  We encourage you to call and request additional details regarding this unique, Wisconsin resident only program.

Mortgage Loan Specialists

Diane C. Hintz- Asst. Vice President
Nellie A. Roth- Consumer Loan Officer

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Commercial Loans

The Pineries Bank is a State Chartered Wisconsin Commercial bank that regularly makes business/commercial loans in our marketplace.  The bank makes a variety of commercial loans, including Small Business Administration (SBA) loans.  The bank regularly partners with the borrower(s) and the Wisconsin Business Development Finance Corporation to facilitate processing SBA loans guaranties for business expansion and startups.  The bank also coordinates guaranties for business/commercial loans with the State of Wisconsin Housing and Economic Development Authority (WHEDA) as well.  Business Plans, Sources of Uses of Funds, Personal Financial Statements and other documents required for all business loans requests are easily accessible at the SBA.gov website regardless of whether a SBA or WHEDA guarantee is involved in the loan request.  Many of our current business/commercial customers have informed us that the SBA website has been an extremely helpful resource in preparing documents for any application for a new or refinanced business/commercial loan with our bank.

Mortgage Loan Specialists

Paul C. Adamski- President/CEO
Rachael A. Gadbois- Executive Vice President 

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BANK NMLS#662842

NMLO#  Rachael Gadbois-713544 Nellie Roth-713578
Diane C Hintz-713482 Paul C Adamski-713546

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Smart Option Student Loans

The Pineries Bank Smart Option Student Loan “by Sallie Mae” is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses. Use this link to gather information and to ease you through the application process.

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