"Banking the Traditional Way - Personalized Service, Common Sense Lending" MORTGAGE LOAN SPECIALISTS Diane C. Hintz - Asst. Vice President Paul C. Adamski - President/CEO Nellie A. Roth - Loan Officer Rates and closing costs typically low in market. CALL US TODAY FOR RATES AND TERMS (715)341-5600 Rates are subject to change without notice. Private Mortgage Insurance is required on loans with a loan-to-value greater than 80%. Maximum loan-to-value is 97% for purchases; 90% for refinances. Maximum loan amount is $800,000. Jumbo loan rates are available. "Loan Approvals Made Locally" Our bank's unique ability to make decisions locally based on our knowledge of the applicant and the market make our 7 Year Fixed Rate and 3 Year Variable Rate (non-owner occupied) loans very popular alternatives, especially for that non-traditional borrower.