Interest Rates and APY's accurate as of November 10, 2009
|
Account Type |
Interest Rate |
APY* |
Minimum Balance |
|
Classic Checking |
0% |
0% |
$50.00 |
|
NOW Checking Account** |
.25% |
.25% |
$700.00 |
|
Business Checking |
0% |
0% |
$1,000.00 |
|
Savings Account** |
.25% |
.25% |
$100.00 |
|
Money Market Account** |
.40% |
.40% |
$1,000.00 |
|
Money Market Account** |
.75% |
.75% |
$10,000 |
|
Certificates of Deposit |
|||
|
3 Month Term |
.75% |
.75% |
$ 500.00 |
|
6 Month Term |
1.00% |
1.00% |
$1,000.00 |
|
12 Month Term |
1.30% |
1.30% |
$1,000.00 |
|
18 Month Term |
1.45% |
1.46% |
$1,000.00 |
|
24 Month Term |
1.60% |
1.60% |
$1,000.00 |
|
36 Month Term |
1.75% |
1.75% |
$1,000.00 |
|
48 Month Term |
2.25% |
2.25% |
$1,000.00 |
|
60 Month Term |
2.25% |
2.25% |
$1,000.00 |
* Annual Percentage Yield
** The rate may change after opening-fees could reduce earnings on account.
# And obtain Annual Percentage Yield.
A penalty may be imposed for early withdrawal.
Regular fees or other conditions could reduce the earnings on an account.
Please inquire for further information concerning fees and terms applicable to accounts.
IRA-Individual Retirement Accounts offered by the bank permit you to place funds in any certificate account with certain possible tax advantages to you. We offer traditional, Roth, and education IRA's.
Mastercard Debit is a debit card available with either the bank's Classic or NOW checking account. Mastercard Debit is basically an electronic checkbook. Use it to get cash at automated teller machines (ATM's) or to pay for goods and services from your checking account anywhere Mastercard(R) debit is accepted.
